Cover360: Rental Insurance With Full-Service Tracking

A Renter’s Insurance Program that Increases Participation

Increase participation in your renter’s insurance program and eliminate coverage gaps with Cover360, a suite of solutions created exclusively for property management companies. With Cover360, you can help residents quickly enroll in your renter’s insurance program and maintain their coverage. Your residents get a fast, easy way to meet their lease requirements, and you get ongoing protection for your properties with flexible benefit structures designed to generate more ancillary revenue per unit.

The Benefits

Achieve record participation by bundling monthly premium with rent

Guaranteed coverage for all tracked policies

Ensures compliance with decades of tracking expertise across 32M+ homes

How Cover360 Works

  1. Resident signs a lease
  2. A link to the Cover360 resident portal is sent via SMS or email
  3. Resident purchases Assurant’s Pay with Rent policy or uploads a third-party policy through the portal
  4. Assurant continuously tracks and verifies coverage to ensure compliance

If residents don’t have or maintain adequate coverage ...

5. Assurant sends communications to residents with options to meet their lease requirement

6. If residents don’t provide proof of coverage, Assurant can place a liability-only policy to continue protecting your property and your residents

Product Features

Cover360 integrates with most property management software to streamline the process of offering, tracking and maintaining coverage.


When your residents sign a lease, they receive an email or text directing them to a portal where they can easily purchase an Assurant Pay with Rent policy or upload a third-party policy. In a recent study we conducted, 73% of renters would be more likely to purchase a policy that was conveniently bundled with their monthly rent payment.


While traditional renter’s insurance programs require your leasing  to manage some or all of the tracking burden, Cover360 does this for you. Once your resident purchases an Assurant policy or uploads a third-party policy to our resident portal, Assurant continuously tracks the policy to ensure your residents stay compliant. We guarantee coverage for all policies tracked.


As part of its full-service tracking service, Cover360 notifies your residents when they’re noncompliant. Communications are sent reminding the resident to purchase a policy or upload proof of coverage to the online portal.


If a resident fails to maintain adequate coverage, we can place a liability-only policy on your behalf. Our recent study found that 86% of renters would have peace of mind knowing that their neighboring residents had this type of coverage.

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