Sandbags blocking off a flooded street


The Future of Flood is Here

Flood Solutions Overview

The flood insurance business is changing. With National Flood Insurance Program (NFIP) reforms underway and the private market expanding, managing a strong flood book takes a different approach than it used to. That’s where Assurant comes in. As one of the largest providers of Write Your Own (WYO) policies through the NFIP and an experienced innovator in the private flood market, we provide tailored products and industry know-how that set your business up to grow faster and go further. Every day, we help clients across the country with solutions to costly flood events. Our clients include:

Retail Agents

Managing General Agents (MGAs)

Strategic Partners

Products & Services

Flood protection options that make a difference.

National Flood Insurance

National Flood Insurance Program (NFIP)

Get the right combination of competitive commissions and exceptional customer service to help you build and retain your flood book over the long term.

Private Flood Product Suite

Private Flood Product Suite

Our private flood policies offer higher coverage limits and flexible add-ons for residential, residential condominium building association policy (RCBAP), and commercial properties.

Insurance Related Services

Technology & Agent Logins

Quote and manage flood insurance policies with ease through our intuitive technology.

Stack of money


Our patent-pending discretionary payout of up to $10,000 designed to help policyholders with cost associated with flooding events.

Put Assurant's expertise to work for you.

30+ years
in the WYO flood market
20+ years 
in the private flood market

Fortune 500
company with large investments in innovation

in the U.S. flood market

News & Insights

Person walking with rain boots

NFIP vs. Private Flood

As NFIP reforms are debated, there have been short-term lapses in the NFIP during recent government shutdowns and widespread uncertainty in the market around the program’s future. In response to this uncertainty, the private flood market has grown an estimated 25-30% during the last year.

Retaining PRPs at Annual Renewal

Over 65% of preferred risk policies (PRPs) drop at the first annual renewal.

Explore a new product: Flex Cash

Offer customers a discretionary payout of up to $10,000 to help with coverage gaps.
Two children standing on their door step with raincoats and rain boots

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