Flood Solutions & Support

The Future of Flood Protection

Flood Solutions & Support

For over 30 years, we’ve offered flood insurance under the National Flood Insurance Program (NFIP). In fact, we were one of the first companies to participate in the NFIP. Today, we're the second largest carrier offering flood insurance.

The market for flood insurance has evolved due to changes within the NFIP, flood reform, and climate change – to name a few. As a result, we expanded into the private flood market with products tailored to meet industry and customer needs.

Put Assurant's Flood Expertise to Work for you

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30+ Years

in the Write Your Own (WYO) flood market
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Fortune 500

company with large investments in innovation
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20+ Years

operating in the private flood market
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500K

homeowners protected from losses due to flood damage

Flood Protection Products

Our knowledge and long standing commitment with the NFIP coupled with our innovative private products allow us to support our agency partners. Its flood protection options that make a difference.
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National Flood Insurance Program

Get the right combination of competitive commissions and exceptional customer service to help you build and retain your flood book over the long term.

Private Flood Product Suite

Private Flood Product Suite

Our private flood policies offer higher coverage limits and flexible add-ons for residential condominium building association policy (RCBAP) and commercial properties.

Technology & Agent Logins

Quote and manage flood insurance policies with ease through our intuitive technology solutions.

FlexCash

Our patented discretionary payout of up to $10,000 designed to help policyholders with costs associated with flooding events.

Flood Industry Expert Insights

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Retaining PRPs at Annual Renewal

Over 65% of preferred risk policies (PRPs) drop at the first annual renewal.

Assurant Flood Product Spotlight: FlexCash

Offer customers a discretionary payout of up to $10,000 to help with coverage gaps.

Choosing NFIP vs. Private Flood

As NFIP reforms are continuously debated, there have been short-term lapses in the NFIP during government shutdowns and among widespread uncertainty in the market around the program’s future.

In response, the private flood market has grown an estimated 25-30% during the last year.

Read more how to determine the right mix for your business.

Ready to talk to an expert?