The Future of Flood is Here

Flood Solutions & Support

At Assurant, we commit to protecting what matters most and the flood insurance products we offer support that effort. For over 30 years we’ve offered flood insurance under the National Flood Insurance Program (NFIP). In fact, we were one of the first companies to participate in the NFIP and today, we are the 2nd largest carrier offering flood insurance. Over the years, the market for flood insurance has evolved due to changes within the NFIP, flood reform, and climate change – to name a few. As a result, we expanded into the private flood market with products tailored to meet industry and customer needs. Our knowledge and long standing commitment with the NFIP coupled with our innovative private products allow us to support our agency partners so they can grow faster and go further and at the same time continue to support our customers by protecting what matters most.


Flood protection options that make a difference.

National Flood Insurance Program (NFIP)

Get the right combination of competitive commissions and exceptional customer service to help you build and retain your flood book over the long term.

Private Flood Product Suite

Our private flood policies offer higher coverage limits and flexible add-ons for residential, residential condominium building association policy (RCBAP), and commercial properties.

Technology & Agent Logins

Quote and manage flood insurance policies with ease through our intuitive technology.


Our patented discretionary payout of up to $10,000 designed to help policyholders with cost associated with flooding events.

Put Assurant's expertise to work for you.

30+ years
in the WYO flood market

20+ Years
in the private flood market

Fortune 500
company with large investments in innovation

in the U.S. flood market

News & Insights

NFIP vs. Private Flood

As NFIP reforms are debated, there have been short-term lapses in the NFIP during recent government shutdowns and widespread uncertainty in the market around the program’s future. In response to this uncertainty, the private flood market has grown an estimated 25-30% during the last year.

Retaining PRPs at Annual Renewal

Over 65% of preferred risk policies (PRPs) drop at the first annual renewal.

Explore a new product: Flex Cash

Offer customers a discretionary payout of up to $10,000 to help with coverage gaps.

Ready to talk to an expert?