Renters Insurance Programs

Reduce risk and increase NOI with your property protection program

Higher Coverage. Greater Flexibility.

When it comes to renter's insurance, not all programs are created equal. You need a solution and benefit structures tailored to reduce your risk exposure and improve NOI. So that's what we created. As the underwriter of our own products, we can develop unique solutions that meet your exact needs, from flood and pet damage to bed bugs and food spoilage. Plus, we're A-rated, which gives us more flexibility to develop custom coverages when you need them and stronger support even when you don't.

Better coverage for you that's affordable for your residents
One of the market's most comprehensive, flexible programs
Industry-leading claims and service experience

Cover360

Increase Participation Rates

Cover360 is a simple, elegant solution that makes it easy for residents to pay their renter's insurance premiums with their monthly rent and easy for you to ensure each policy is kept in place with automatic tracking. It was designed to increase your participation and eliminate coverage gaps - and it works. Bundling monthly premiums with rent helps properties achieve record participation.
  • Maintains compliance and eliminates coverage gaps 
  • Automatic tracking without adding work for your leasing staff
  • Guaranteed coverage for all tracked policies
  • Resident enrollment takes seconds
  • Ease of resident opt-in increases ancillary revenue
  • Liability Only policies are placed for residents whose coverage lapses

Renters and Liability Only Policies

Renters Preferred

With Renters Preferred, you can provide residents with affordable, customizable coverage that meets your protection requirements. You set the minimum liability requirement. Then residents choose between a Renters Insurance (HO4) policy that covers the liability requirement and their things or a liability only policy that gives them what they need to move in.
  • Customizable coverage options let residents cover their belongings, or just the basics
  • No denials for credit or claims history
  • Liability coverage for everyone on the lease
  • You set minimum liability requirement from $50K to $300K
  • Optional coverage for pet damages
  • Ancillary revenue generated through the industry's most flexible benefit structure

Multifamily Housing Industry Insights from Assurant Experts

5 Types of Renters You Meet

When potential renters knock on the door of your leasing office, you want to be ready with the amenities and selling points that make your property their most attractive option. We did the research to help.

Manage the Financial Impact of COVID-19

In a series of nationwide studies Assurant conducted before and during COVID-19, we saw priorities across the multifamily housing industry shift significantly. Decreasing bad debt and managing evictions now tops the list - find out more.

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