Automotive Ancillary Protection

Benefits of Ancillary Protection beyond Manufacturer Warranty with Assurant Vehicle Care

Cost-effective, flexible protection against road hazard damage
Your customers need to protect their vehicle from road hazard damage. You need to maintain F&I profitability in a changing world. Assurant Vehicle Care protects your customers’ vehicles, improves your customer relationships, and drives per-vehicle revenue with four standalone or bundled products including Tire and Wheel, Paintless Dent Repair, Windshield Protection and Key Replacement. With Assurant Vehicle Care, you benefit from enhanced F&I products with a convenient digital experience, a suite of needs-based omnichannel marketing tools, and optimized pricing designed for long-term profitability.

Standalone or bundled coverage product options

Inflation-ready pricing that maximizes profitability and protection

A superior and digitally focused customer experience

Road hazard protection for every customer

Ancillary protection gives your customers the flexible coverage and deductible options they need to meet their needs and their budget. They can choose individual products with premium coverage options or opt for bundled products that include money-saving basic and mid-tier options.

With our ancillary protection family of products, you can help keep their investment looking newer, longer.

Protection Plus

One comprehensive and money-saving plan that bundles all of our road hazard protection categories and offers standard and premium protection packages for your customers to choose from.

  • Tire and Wheel  
  • Cosmetic Wheel Repair (Premium) 
  • Paintless Dent Repair 
  • Windshield Repair 
  • Key Replacement

Additional Benefits

Protection Plus also provides complementary protection for your customers. This includes emergency roadside assistance available 24/7, 365 days a year, as well as flat tire assistance, towing, fuel delivery, lockout assistance, and more. They’ll even get substitute transportation reimbursement up to $40 for a maximum of one day starting on the first day of covered repairs if the vehicle is held by a repair facility.    

  • Emergency roadside assistance available 24/7, 365 days a year Includes flat tire assistance, towing, fuel delivery, lockout assistance, and more

  • Substitute transportation reimbursement

  • Substitute transportation includes renting a car from a licensed rental facility, qualified ride-hailing service, taxi, or other public transportation service


Tire and Wheel

Provides repair or replacement of damaged tires and wheels. Offers three flexible coverage options to meet your customers’ needs and budget, including standard repair or replacement of tires and wheels, premium cosmetic repair and premium plus which offers cosmetic wheel replacement.

  • Repair or, if nonrepairable, replacement of damaged tires
  • Replacement of damaged wheels if rendered unserviceable
  • Cosmetic wheel repair (Premium)
  • Cosmetic wheel replacement (Premium Plus)

Additional Benefits

Tire and Wheel also provides complementary protection in case your customers are without their vehicle during covered repairs. And additional benefits begin at signing.  

Emergency roadside assistance available 24/7, 365 days a year for up to $125 per occurrence Includes flat tire assistance, towing, fuel delivery, lockout assistance, and more 

Includes substitute transportation reimbursement up to $40 for a maximum of one day starting on first day of repair; transportation receipt required 

Substitute transportation includes renting a car from a licensed rental facility, qualified ride-hailing service, taxi, or other public transportation service 

Up to $200 benefit for emergency travel expense reimbursement for a maximum of five days if your customers vehicle is inoperable or unsafe to drive and needs to be held overnight by a repair facility for covered repairs while traveling 100 miles or more from their home (N/A in NY)


Windshield Protection

Standard and premium coverage options for repair or replacement of chipped or damaged windshield, including ADAS calibration if necessary (Premium coverage only). 

Additional Benefits

Windshield Protection also helps with substitute transportation reimbursement in case your customers are ever without their vehicle during covered repairs. And benefits begin at signing.

Includes substitute transportation reimbursement up to $40 for a maximum of one day starting on the first day of covered repairs if the vehicle is held by a repair facility for a covered repair; transportation receipt required

Substitute transportation includes renting a car from a licensed rental facility, qualified ride- hailing service, taxi, or other public transportation service


Paintless Dent Repair

Permanently removes dings and minor dents up to 4 inches in length or diameter on steel or aluminum body panels.  

  • Provides repair coverage for the accessible horizontal and vertical panels on the exterior of the vehicle  

  • Convenient repairs performed at the selling dealership, home, or office.  

  • Process developed by automotive manufacturers does not harm the vehicle’s factory finish.

Additional Benefits

Paintless Dent Repair also provides substitute transportation if your customers are ever without your vehicle during covered repairs. And it includes substitute transportation reimbursement up to $40 for a maximum of one day starting on the first day of covered repairs if the vehicle is held by a repair facility for a covered repair; transportation receipt required Substitute transportation includes renting a car from a licensed rental facility, qualified ride-hailing service, taxi, or other public transportation service


Key Replacement

Offers unlimited protection from the cost of repair or replacement of a damaged or lost key remote.  

  • Affordable protection helps you save money on out-of-pocket repair or replacement of your key remote

  • Features two flexible deductible options to meet your customers’ needs and budget.

  • Offers you a choice of deductible, so you’ll get coverage that makes sense for your budget

Additional Benefits

Key Replacement also provides complementary protection if your customers are ever without their vehicle during covered repairs. And additional benefit begins at signing. 

Includes substitute transportation reimbursement up to $40 for a maximum of one day starting on the first day of covered repairs if the vehicle is held by a repair facility for a covered repair; transportation receipt required

  • Substitute transportation includes renting a car from a licensed rental facility, qualified ride-hailing service, taxi, or other public transportation service

Our Suite of F&I Products

Assurant Vehicle Care Online

Give your customers an intuitive digital experience that takes the hassle out of car care. With Assurant Vehicle Care Online, your customers can conveniently manage their service contracts online or on the app.

Assurant Vehicle Care Online provides easy-to-use digital tools for your customers to manage their product policies and keep their vehicles in tiptop condition. These powerful features strengthen your core business by improving your customer experience. Streamlining customer service. And increasing customer retention. Assurant Vehicle Care Online is the smart way to enhance customer loyalty for your business.

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