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Lender-Placed Insurance
Lender-Placed Insurance
Lender-Placed Information
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Lender-Placed Insurance
Why is LPI (aka Force-Placed Insurance or Creditor-Placed Insurance) Necessary?
LPI protects homeowners and supports homeownership.
Mortgages require homeowners insurance and LPI provides coverage regardless of the home’s geography or condition.
Homeowners always have the choice to obtain their own insurance.
How to Avoid a Lender-Placed Policy
If you have coverage
If you no longer have coverage
If you have recently changed insurance companies
If you are having trouble obtaining insurance
Lender-Placed Insurance Process
Download Report
LPI (Force Placed Insurance) Education
Why do lenders and mortage servicers require lender-placed insurance (or force-placed insurance)?
What are the financial benefits of LPI?
What does LPI cost compared to traditional homeowners insurance?
Is lender-placed insurance regulated?
Which laws regulate LPI?
Are lender-place and force-placed or creditor-placed insurance all the same?
How do homeowners know if LPI is placed on their property?
Do even brief lapses in homeowners coverage always result in LPI?
How should homeowners provide proof of insurance to avoid LPI?
Are homeowners required to accept LPI coverage?
How many LPI policies are placed across the country?
Need more information?
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