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Assurant Home Warranty benefits home sellers and buyers alike.

Better market value

Independent studies show that homes that have home warranties typically sell at a price premium of at least $4000 and 2.5 days faster than those without.1 That's because it's value buyers recognize right away.

1Taylor and Francis study

Easier home selling experience

Breakdowns during a sale can derail momentum. An Assurant Home Warranty can protect sellers like you during the listing period and can even cover contingency-related repairs, so you can sell with confidence.

New home move-ins with fewer setbacks

Even well-maintained homes can surprise new homeowners with costly repairs. With an Assurant Home Warranty you may be covered against breakdowns and mishaps, helping you turn your new house into a worry-free home.

How is a home warranty different from homeowners insurance?

They protect different things, and you likely need both.

Homeowners insurance is designed for unexpected major issues or catastrophic losses. It covers damage to your home's structure and select belongings when fires, storms, theft, flooding, or similar events occur. It doesn't usually cover everyday wear and tear or breakdowns. So if your HVAC system or your water heater stop working, homeowners insurance isn't like to cover the costs. A home warranty helps fill that gap. Depending on your selected level of protection, it may cover the repair or replacement of important home systems, appliances, and other home essentials. That may include your water heater, refrigerator, garage door opener, ceiling fans an more, even if they break down through normal use.


How does Assurant Home Warranty work?

Proporty managers

 1.  Report the breakdown

Call the Assurant Home Warranty customer service line or sign in to the online customer portal to get started. Select the system or appliance that’s giving you trouble. Tell us about the issue and pay your service fee (if applicable) securely — all in one step.

Coverage that helps everything go right at home

Exceptional home warranty service

When home systems or appliances break down, an Assurant Home Warranty plan makes it easy to get help. With hassle-free coverage and 24/7 access to claims specialists, we’re always here as a trusted partner in homeownership. And smart claims technology helps our experts resolve issues quickly,  so you can get back to enjoying or selling your home without added stress.

Industry-leading coverage

Assurant Home Warranty plans may cover major home utilities, appliances, and other systems from the first day you sell or move in, with no 30-day waiting period on existing homes. Plus, every level of Assurant Home Warranty may include extra protection for pre-existing issues related to code violations and permits that other home warranties often leave out.2,3 From HVAC to pools, and doorbells to water heaters, if something needs repair, we're the only ones you need to call.

2Consumer Affairs: home warranties explained
3Consumer Affairs: home warranty coverages and limitations

 

Compare Assurant Home Warranty plans

Support you can count on

Emergency hotel stay reimbursements

For eligible claims and plans in certain states if you cannot remain in your home due to a covered event

24/7 access to claim specialists

Help is always available, day or night.

Extensive home coverage

Including HVAC, electrical, plumbing, garage door openers, water heaters and more on all Assurant Home Warranty plans

A+ Better Business Bureau rating

Because we care about you and your home

Want to learn more?

Assurant Home Warranty is available through real estate agents during the home buying and selling process. Get details on coverage, add-on services, and how to take the next step.

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Real estate agents

Partner with us to help your clients protect their investments and gain peace of mind.

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Home warranty customers

Sign in to the customer portal to view your plan details, file a claim, explore add-on options, and access helpful tools.

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The Home Warranty provider is TWG Home Warranty Services, Inc. in all states except in Florida where the provider is ServicePlan of Florida, Inc. and in California where the provider is Virginia Surety Company, Inc. For Home Electronics, when coverage is part of the Plan, the provider is Federal Warranty Service Corporation in all states except in Florida where the provider is United Service Protection, Inc. and in Oklahoma where the provider is Assurant Service Protection, Inc. These entities operate under the trade name Assurant.

Purchase of an Assurant Home Warranty plan is not a factor for loan approval.
The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.