In many instances you can initiate ID Fraud communications with your credit issuer over the phone, but you may want to send a letter as well. This letter can be addressed to the individual bank, credit card company, department store, or other credit issuer where an identity theft has taken place.

DATE

YOUR NAME

YOUR ADDRESS

YOUR CITY, STATE, ZIP CODE

RE: Fraud

YOUR ACCOUNT NUMBER

Dear (NAME OF CREDIT ISSUER),

I called your offices on (DATE) and spoke to (NAME OF CONTACT) to inform you that the above account was opened fraudulently. Please note that I notified you as soon as I learned about this fraud, and I will not be responsible for any charges made on this account.

I am writing you now to formally request your immediate assistance with the following:

Please cancel this account and any others opened in this name immediately. Do not authorize future credit in my name without first calling me at (YOUR HOME TELEPHONE NUMBER AND YOUR BUSINESS NUMBER) for verification and acceptance.

Please provide me with copies of the notice(s) you have sent to the three major credit repositories, so I can have this account removed from my files.

Please send me copies of all records, including applications, billing statements, and any fingerprints or photos of the imposter. I will provide copies to the police for their investigation.

You may contact (NAME OF POLICE OFFICER) directly at (TELEPHONE NUMBER OF POLICE). My case number is (CASE NUMBER, IF AVAILABLE).

Thank you for your prompt attention to this important matter. I look forward to receiving these items, and confirmation that my requests will be honored within the next two weeks. If you have any questions, or require any additional information from me at this point, please contact me at (DAY TELEPHONE NUMBER) in the daytime or at (NIGHT TELEPHONE NUMBER) at night.

Sincerely,

YOUR SIGNATURE

Sample Letter To Credit Issuer in the Event of ID Fraud