Mr. Koch was elected to Assurant’s board of directors in August 2005. He also sits on the board of directors of Citizens Financial Group, where he is chair of the company’s Risk Committee and a member of the company’s Audit Committee. Mr. Koch also is a public interest director on the board of The Federal Home Loan Bank of Cincinnati and serves on its Personnel and Compensation and Finance and Risk Management committees. Mr. Koch previously served as chair, president and chief executive officer of Charter One Financial, Inc. prior to its sale to The Royal Bank of Scotland. He was a board member of The Royal Bank of Scotland from 2004 to 2009 and Home Properties, Inc., from 2010 to 2013 where he also served as a member of Audit and Compensation committees. Mr. Koch is past chair of the board of trustees of Case Western Reserve University and the past Chair of the Board of Trustees of John Carroll University.