Benefits

Our employees receive competitive and equitable compensation and benefits. Assurant’s employee benefit program goes beyond basic protection, offering a range of plans that can be chosen or selected to meet the different needs of individuals.

Assurant provides Medical, Dental, Life and Disability Insurance,  Basic Life, Basic Accidental Death & Dismemberment, Short-Term and Long-Term Disability benefits. In addition, employees can choose the level of their benefits coverage, including Medical, Dental and Life Insurance.

401(k) Plan

Employees can defer up to 50% of their pre-tax eligible compensation through the 401(k) program. Assurant contributes 100% on the first 3% of pay the employee contributes on a pre-tax basis and 50% on the next 2% of pay the employee contributes pre-tax. After five years of service, Assurant will contribute two-for-one ($2 for every $1 employee contributes) on the first 3% and 50¢ on the dollar for the next 2%. Employees are 100% vested after three years of service.

Retirement Plan

The retirement plan is 100% company-paid. Employees are 100% vested after three years of service.

Flexible Spending

Health Care and Dependent Care Flexible Spending Accounts are available and designed to lower an employee’s taxable income and fund qualified health-care and dependent-care expenses. The Health Care Spending Account reimburses eligible out-of-pocket medical, dental and vision expenses on a pre-tax basis up to $5,000 per year. The Dependent Care Spending Account reimburses eligible day-care and elder-care expenses on a pre-tax basis up to $5,000 per year.

Employee Stock Purchase Plan

A company-sponsored Employee Stock Purchase Plan (ESPP) is available which allows employees to buy shares of Assurant, Inc. stock at a 10% discount with funds contributed through after-tax payroll deductions. There are two six-month offering periods each year (January 1 through June 30 and July 1 through December 31), with stock purchases made at the end of each offering period.

Tuition Reimbursement Assistance & Education LifeWorks

Assurant's philosophy emphasizes the development of employees on the job as well as through accredited educational institutions. In support of this philosophy, Assurant reimburses tuition fees for approved courses and provides in-house training programs for technical and non-technical skills.

Assurant's unique Education LifeWorks program, administered by Ceridian, offers one-on-one consultations and a host of other resources which guide employees and their families through each new phase of education. Topics include: kindergarten and first grade readiness, helping with homework, searching for college scholarships and loans, and more.

Community Involvement / Gift Match Program

We encourage our employees to give back to their communities and commend those who actively take time to assist and support those around them. Our companies have employee volunteer programs and participate in a variety of community-based programs. Assurant also matches employee donations of $25, to a maximum of $1,500, to eligible organizations.

Work/Life Balance

We strive to fulfill our commitment to provide a work environment that encourages a healthy work/life balance. Some options that may be available to employees depending upon your responsibilities include flexible work schedules, job sharing and part-time employment. Employees are also allowed the option to buy up to an additional week’s vacation each year on a pre-tax basis.

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