There is nothing more important than the health and well being of your family. Knowing you and your loved ones are protected, no matter what challenges life presents, is invaluable. Assurant offers products and services you need to prepare for the unexpected.
It’s more important to protect your family’s health, and your health, than anything else in the world. Everyone’s budget and situation differs. Assurant offers an array of plans and coverage options to meet your family’s ever-changing needs.
Our portfolio of individual and small group health insurance plans is designed to protect you against large medical expenses. Our plans offer you many choices of doctors and hospitals to help you protect your and your family’s health and your peace of mind.Visit Website for more info
Supplemental Illness Insurance
How can you ever feel protected when life is so unpredictable? Assurant Supplemental Dental, Accident and Critical Illness Insurance can help. You can customize protection for your family’s specific situation and fill in gaps to get the coverage you need. Our supplemental insurance plans allow you to see any healthcare professional necessary, should the need arise.
Assurant offers a range of options to address your greatest concerns before they become problems. Your focus should be on getting better, not on paying bills.Visit Website for more info
One way to avoid expensive dental procedures, and improve overall health, is through preventive dental care. Dental insurance helps employees take care of their teeth and helps cover expenses if more involved treatment is needed.
According to the Ignition Group's latest NetMinder report, Assurant offers the largest PPO network in the industry—the Assurant Dental Network. So employees can find a dentist that’s right for them. Our many flexible plan designs allow you to customize their dental coverage. All of our plans make it easy for them to get regular, affordable dental care. So they can take care of their teeth and safeguard their overall health.Visit Website for more info
Assurant DHMO/Prepaid Dental
Dental care plays a key role, not only for good oral health, but also good overall health. A DHMO/Prepaid dental plan provides low monthly or annual prepayment fees and affordable copayments. Our plans are offered on both a group and individual basis.
With DHMO/Prepaid dental, routine exams and diagnostics are provided with attractive prepayment fees. There are no age restrictions, deductibles, claim forms or annual maximum, and benefits are provided for pre-existing dental conditions. With a wide choice of network doctors available, these plans are a way to access affordable dental care.Visit Website for more info
It is important to know that your loved ones will be provided with financial support even if something unexpected happens. Group Life and Accidental Death and Dismemberment (AD&D) insurance from Assurant provides that added peace of mind.
Because we know how important life insurance is, Assurant makes policies easy to attain, and guaranteed issue is available for many groups. Employers can base coverage on multiple of earnings or flat amounts up to $500,000. Our policies provide employees a simple answer to a difficult question: How will my family manage financially if I die?Visit Website for more info
A paycheck is valuable to both you and your employees. Disability insurance from Assurant helps protect this asset affordably and efficiently. Long-term and short-term disability insurance can provide financial assistance in the event that something happens to you or one of your employees. Our wide range of plans helps protect that income, should you or one of your employees become disabled.
Our staff is trained to build relationships with claimants and keep them informed at every step of the claims process. In just 10 days, a claimant will receive an initial status regarding determination. We provide you with one claims analyst, so claimants have a single point of contact from beginning to decision. Because our contracts are written in straightforward language, they support an efficient and consistent claims process.Visit Website for more info
According to the Centers for Disease Control, statistics show that one in six Americans need medical treatment for an injury each year. Accident insurance can help cover the costs. For employees, the fixed benefit schedule lists payments for hospitalization, emergency room visits, major diagnostic exams, physical therapy and more. There are no pre-existing condition limitations and benefits are paid directly to the employee (the person who is covered), regardless of other insurance.
For employers, offering accident insurance provides employees access to additional coverage as part of a complete benefits package – at affordable group rates. Doing so allows you to help one of your most valuable assets – your employees -- at a time when uncertainty and medical expenses are at their highest.Visit Website for more info
According to the American Cancer Society, one in two men and one in three women will get cancer in their lifetime. Assurant cancer insurance helps employees focus on getting better, rather than on expenses. Coverage provides fixed benefits for early detection and treatment, as well as related expenses like screenings, hospital confinement and chemotherapy.
There are no restrictions on how to spend the money. Pay bills, buy gas, take care of anything that is necessary. Assurant cancer insurance provides an affordable way to be covered. That way employees or their loved ones can devote all their energy to fighting – and winning – their battle with cancer.Visit Website for more info
Critical Illness Insurance
When an employee or their loved one gets a serious illness, expenses can add up quickly. Not just for treatment, but also day-to-day necessities. Critical illness insurance from Assurant offers the help, and peace of mind, they need.
Critical illness insurance is designed to pay a fixed benefit from the first diagnosis of a heart attack, stroke, paralysis and more. The proceeds can be used for anything, whether a medical or non-medical expense. Benefits also are paid regardless of other coverage. It’s an extra layer of protection when they need it most.Visit Website for more info
Vision care can be expensive, though protecting your sight is priceless. Good planning and vision insurance can provide affordable eye care solutions. Comprehensive annual eye exams also can help detect other conditions such as high blood pressure and diabetes. While employees save on vision expense, they also can save a whole lot more.
We offer the VSP network, which gives the largest choice of private practice doctors in the U.S. Our coverage can include savings on eye exams, eyewear and discounts on laser vision correction.Visit Website for more info
Hospital Confinement Indemnity “Gap” Insurance
Managing routine health care costs are difficult and can result in expenses not fully paid by the health plan. Hospital confinement indemnity “gap” insurance is designed to provide benefits that supplement an existing major medical or comprehensive health insurance plans. Many employees with high-deductible plans can become responsible for more than $2,500 in out-of-pocket expenses. The additional benefits help to cover out-of-pocket expenses related to coinsurance, co-pays and deductibles for inpatient and outpatient services.
Assurant’s plans do not require responses to health questions and make no exclusions for pre-existing conditions. Hospital confinement indemnity “gap” insurance can help employees affordably cover those expenses.Visit Website for more info